No-medical-exam life insurance can take several forms — including a group life policy from your employer or a guaranteed issue policy, which offers a smaller death benefit to pay for funeral ...

A life insurance medical exam is similar to a routine physical that you would receive at a doctor’s office each year. However, this exam is requested and paid for by your prospective insurer.

eliminate the medical exam requirement. When you apply for life insurance, you may be asked to sign a HIPAA-compliant consent ...