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Car repairs can be costly, and whether your insurance helps cover them depends on your policy. Some plans pay for accident-related damage, while others cover repairs from weather, theft or vandalism.

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Your standard car insurance policy covers a lot, but it doesn’t cover the cost of vehicle repairs unless they’re caused by a covered peril. The average driver spends nearly $550 per year on car ...

If the air conditioning breaks or your vehicle starts having transmission issues, your car insurance won’t pay for the cost of repairs. A standard car insurance policy only covers problems such as ...