A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits. Insurers use the ...

Millions are at risk of losing their health insurance if Congress chooses not to renew subsidies from the Affordable Care Act ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance ...

There are many different types of insurance you can buy to protect your loved ones. Two of the most common coverages are ...

Thirty-eight Individual Life insurance carriers participated in this study. Gen Re recognizes that carriers may be at varying stages of implementation with their Accelerated Underwriting workflow. Key ...

A life insurance retirement plan (LIRP) is a type of insurance policy that, though not a complete substitute for an IRA or a 401 (k), has a cash value component for retirement money. That cash value ...

Whether you prefer term or whole life insurance will depend on many factors. Find out how these types of life insurance ...

How could that affect the companies that write life insurance and annuities, the clients that use the products, and the financial professionals who help clients choose and manage the products? Here ...

Many employers offer group life insurance plans. But they lack important benefits a personal life insurance plan can provide.

An IUL policy has adjustable premiums, just like universal life insurance, but it provides enhanced flexibility by allowing policyholders to skip or underpay premiums and in some cases ...

Standout benefits: Ladder offers affordable rates to keep the cost of life insurance down. And, coverage is adjustable, allowing you to lower it in the future as you meet goals. While it's a newer ...

It is characterized by three main traits: flexible premiums, adjustable death benefits, and cash value accumulation. The key aspect of universal life insurance that sets it apart from whole life ...