With the Fed keeping rates paused, here's how to determine if a HELOC or home equity loan is better for homeowners.

While interest rates remain elevated on a variety of borrowing products, they've been in a steady decline on home equity ...

HELOCs and home equity loans have fallen substantially from the highs reached at the beginning of 2024, with HELOC rates in ...

If you’re a retired homeowner, there’s a good chance that your property is worth far more than you paid for it. But is a ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

For most of 2025, HELOC rates have been sinking, and are currently below 8 percent. For homeowners needing cash for ...

With most home equity lenders mandating that homeowners keep a healthy 20% portion of equity in their home as a buffer, a ...

In March, J.P. Morgan's chief economist said there's a 40% chance the U.S. will face a recession in 2025. Veronica Willis, ...

If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so. Compared with other options, interest rates on home equity loans are usually ...

Unison is lowering the interest rate on its Equity Sharing Home Loan, which aims to help U.S. homeowners tap into record ...

You’ll still have to be prepared if your HELOC’s variable interest rate rises, so your payments shouldn’t be at the top of your budget. As long as you can afford the potential larger ...

Banks tend to follow the Fed's lead when setting CD rates. A rate pause means there's still time to score a high annual percentage yield on a CD. APYs have been falling even with rates paused, so if ...