Even so, HELOC interest rates have dropped considerably in the past year, falling two percentage points since September 2024.

As inflation eases in 2025 and the Federal Reserve keeps rates paused, the economic landscape has brought welcome news for ...

Using a HELOC to pay off your mortgage may help you lower your interest rates on your home loan, potentially giving you a ...

HELOCs and home equity loans have fallen substantially from the highs they hit at the beginning of 2024, with HELOC rates in ...

A no doc HELOC, or no-documentation home equity line of credit, allows homeowners with nontraditional income to access their ...

Is it harder to get a HELOC in 2025? We walk through how to qualify for a home equity loan, what might result in a denial and strategies to improve your chance of approval.

However, this does not influence our evaluations. Our opinions are our own. A home equity line of credit (HELOC) is a form of credit that uses your home equity as collateral. A HELOC can help you ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Angel Oak Capital Advisors LLC, the investment management and securitization arm of Angel Oak specializing in mortgage-backed ...