Key Points Young adults with median earnings should save about $740 per month, but even a portion of that sum invested monthly could grow into a large portfolio that pays $13,700 in annual dividends ...

SPDR Portfolio S&P 500 ETF offers lowest expense ratio, strong long-term returns, & excellent liquidity for retail investors.

You'll want to own all four, since they move at least somewhat independently of one another, making them all easier to stick ...

Well-covered 8% yields with long-term growth potential and quality underlying business models are hard to come by. I share 2 that look highly compelling right now. Read what they are here.