Estimated Tax Payments and Roth Conversions - Oblivious Investor
Dec 21, 2020 · A reader writes in, asking: “I was wondering if you’ve discussed taxes on Roth conversions before. Specifically, I’m really confused on whether or not I would need to make estimated tax payments to the IRS.
iShares Core Allocation ETFs vs. Vanguard’s LifeStrategy Funds
A reader writes in, asking: “I noticed that iShares seems to have a platform of 4 ‘core allocation’ funds, e.g. AOM, AOK, AOR, AOA. I’m curious if you feel these are comparable to Vanguard’s LifeStrategy funds?”
8 Simple Portfolios with Fidelity Funds (and iShares ETFs)
Oct 10, 2016 · A reader writes in, asking: “Your page of 8 simple portfolios is great guidance for people who want a simple plan they can institute. I wondered whether that page could offer a list of Fidelity options for some of those portfolios…if they are up …
Social Security for Married People: At Least One Spouse Should …
Jan 6, 2014 · Many retirees make suboptimal Social Security decisions. For example, for the higher earning spouse in a married couple, claiming as early as possible could typically be described as “unlikely to be the best decision.”
Imputed Rent: Calculating Return on Home Purchases
TFB: Very good point about making sure to use your current rent when calculating the costs of continuing to rent vs. buying a home. Thanks for mentioning that. 🙂. Matt: The more leveraged the investment (i.e., the greater percentage of it you fund with borrowed money) the more the returns will be magnified.
Example Accounting Problems - Oblivious Investor
These sample problems are intended as a supplement to my book Accounting Made Simple: Accounting Explained in 100 Pages or Less.. Chapter 1: The Accounting Equation. Question 1: Define the three components of the Accounting Equation. Question 2: If a business owns a piece of real estate worth $250,000, and they owe $180,000 on a loan for that real estate, what is owners’ equity in the property?
Solo 401(k) Contribution Calculator — Oblivious Investor
Hi. I'm Mike Piper, the author of this blog. I'm a CPA and the author of several personal finance books. The point of this blog is to show that investing doesn't have to be complicated. Click here to read more, or enter your email address in the blue form to the left to receive free updates.
8 Lazy ETF Portfolios - Oblivious Investor
I’m a firm believer that investing doesn’t have to be complicated and that it doesn’t have to require a great deal of ongoing effort.In that vein, I’m always drawn to “lazy portfolios.” The following are ETF renditions of some of the most popular lazy portfolios.
Portfolio Turnover: How High is Too High? — Oblivious Investor
Jun 20, 2016 · A reader writes in, asking: “When looking at a mutual fund at what point would you say it has a high turnover ratio? For example, I have a Mid-Cap value fund that has a 39% turnover ratio.
72(t) Distribution Rules - Oblivious Investor
Important note: This article is simply meant to provide an introduction to the 72(t) rules. If you intend to utilize them, I strongly urge you to work with a professional tax/financial adviser.. What is the 72(t) Rule?