Today we are proud to announce our 2025 Half Year Results. We have delivered high-quality growth and enhanced shareholder returns, demonstrating the strength of our business model. Across our key financial metrics, we achieved double-digit growth underscoring the effectiveness and sharp execution of our strategy: - New business profit grew by 12% to $1.3 billion, - Adjusted operating profit after tax per share increased by 12%, - Gross operating free surplus generation grew by 14% to $1.6 billio